Wells Fargo Organizational Structure & Org Chart

Wells Fargo & Company organizational chart

Use this org chart

Wells Fargo & Company's reporting structure as of 2026-11. Drag to pan, scroll to zoom — or open it in QueryChart and edit it as your own.

About the company

Wells Fargo & Company is a San Francisco based bank holding company. Its 2025 Form 10-K describes approximately 205,000 active employees at year-end, about 76% of them in the United States, and its shareholder letter reports total revenue of $83.7 billion for 2025, up 2% from $82.3 billion a year earlier.

The firm's recent story is one of constraint and release. Under a February 2018 consent order the Federal Reserve limited the company's total asset growth. The 10-K records that the Federal Reserve Board removed that limitation and the company confirmed it on June 3, 2025; the letter notes the firm operated under the cap for the first half of the year. The consent order's other provisions remain in place, so this chart treats the lifting as a change in growth capacity, not as an end to oversight.

Four operating segments and a co-led consumer business

Consumer Banking and Lending covers checking and savings accounts, cards, and home, auto, personal and small business lending. The shareholder letter puts its 2025 revenue at approximately $37.4 billion, up 3%, the largest of the four. Since November 2025 it has had two co-chief executives, Kleber Santos and Saul Van Beurden, the latter also the firm's head of artificial intelligence.

Commercial Banking serves private, family-owned and public companies and municipalities with credit, leasing and treasury management, and reported revenue of $12.0 billion in 2025, down 6%. Corporate and Investment Banking combines corporate banking, investment banking, commercial real estate lending and sales, trading and research. Wealth and Investment Management provides wealth management, brokerage, planning, private banking and trust services.

Beside the four businesses sit enterprise functions whose heads are named in the 10-K: finance, risk, operations, technology, legal, human resources and public affairs. The chart shows those executives under a dotted leadership group, because the filing names them but does not publish a full reporting hierarchy.

Key leadership roles

1. Charles W. Scharf

   Chairman, Chief Executive Officer and President

2. Michael P. Santomassimo

   Chief Financial Officer

3. Kleber R. Santos

   Co-CEO, Consumer Banking and Lending

4. Saul Van Beurden

   Co-CEO, Consumer Banking and Lending, and Head of Artificial Intelligence

5. Kyle G. Hranicky

   CEO, Commercial Banking

6. Fernando S. Rivas

   CEO, Corporate and Investment Banking

7. Barry Sommers

   CEO, Wealth and Investment Management

8. Scott E. Powell

   Chief Operating Officer

How this structure supports the business

A four-segment map separates retail, middle-market, institutional and wealth clients, so each chief executive answers for a recognisable customer group. That is the same logic readers will see in the Citigroup and Morgan Stanley charts, though Wells Fargo leans harder on mass-market consumer lending.

Dating the chart around the June 2025 asset cap lift matters: older diagrams and commentary describe a bank that could not grow its balance sheet, which is no longer the description in the 10-K.

Advantages and disadvantages

Four segments make results and accountable executives easy to compare year to year.

Shared functions such as technology, risk and operations serve all four and sit outside the tree.

A co-led consumer segment splits a very large business between two named executives.

Joint leadership can blur who decides, and the filing does not publish how the split works.

Interesting facts

• The 10-K lists approximately 205,000 active employees at the end of 2025.
• The Federal Reserve's asset-cap limit from the February 2018 consent order was lifted, confirmed by Wells Fargo on June 3, 2025.
• Total revenue was $83.7 billion in 2025, versus $82.3 billion in 2024.
• The shareholder letter reports 14 consent orders terminated since 2019.
• Consumer Banking and Lending has had two co-CEOs since November 2025.

Related organization charts

• Berkshire Hathaway Organizational Structure & Subsidiaries
• UnitedHealth Group Organizational Structure & Org Chart
• Johnson & Johnson Organizational Structure & Org Chart
• JPMorgan Chase Organizational Structure & Org Chart
• Bank of America Organizational Structure & Org Chart
• Citigroup Organizational Structure & Org Chart
• Morgan Stanley Organizational Structure & Org Chart
• Capital One Organizational Structure & Org Chart

Frequently asked questions

What are Wells Fargo's four operating segments?

Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management.

Is the Wells Fargo asset cap still in place?

No. The Federal Reserve removed the asset growth limitation in June 2025, though other provisions of the 2018 consent order were not described as removed.

Who runs Wells Fargo?

Charles W. Scharf is Chairman, Chief Executive Officer and President, according to the 2025 Form 10-K.

Does this chart show every reporting line?

No. It shows reported segments and executives named in the filing, not an internal employee hierarchy.

Use this org chart template

Open the dated Wells Fargo business map in QueryChart and adapt the editable groups to your own organization.

Use this org chart