Capital One Organizational Structure & Org Chart

Capital One Financial Corporation organizational chart

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Capital One Financial Corporation's reporting structure as of 2026-11. Drag to pan, scroll to zoom — or open it in QueryChart and edit it as your own.

About the company

Capital One Financial Corporation describes itself in its 2025 Form 10-K as a diversified financial services holding company with banking and non-banking subsidiaries. The filing says its operations are organized for management reporting into Credit Card, Consumer Banking and Commercial Banking, defined by the products offered and the customers served. A full employee-level reporting chart is not published, so this page maps the disclosed businesses and the executives named in the company's filings.

The biggest change in the latest record is Discover. Capital One completed the acquisition of Discover in an all-stock transaction on May 18, 2025, gaining personal loans and the Global Payment Network: the Discover Network, the PULSE Network, Diners Club International and network partners. The 10-K states that the operations of acquired businesses were integrated into or managed as part of the existing segments, which is why a map of the company still shows three segments.

Three segments, with Discover inside them

Credit Card consists of domestic consumer card lending, personal loans, domestic small business card lending and the international card businesses in the U.K. and Canada. It is by far the largest segment: the 10-K reports $39.6 billion of Credit Card net revenue in 2025 out of $53.4 billion for the whole company.

Consumer Banking covers deposit gathering and lending for consumers and small businesses, national auto lending and the services offered by the Global Payment Network. The segment reported $10.4 billion of net revenue in 2025. Commercial Banking provides lending, deposit gathering, capital markets and treasury management to commercial real estate and commercial and industrial customers, typically companies with annual revenues between $20 million and $2 billion, and reported $3.7 billion.

A separate Other category holds Corporate Treasury, unallocated corporate expenses and Discover integration costs. The Discover home loan business, which was sold on November 24, 2025, is reported as discontinued operations. In January 2026 Capital One also agreed to acquire Brex for about $5.15 billion, a pending deal that is a note on the chart rather than a business unit.

Key leadership roles

1. Richard D. Fairbank

   Chairman and Chief Executive Officer

2. Andrew M. Young

   Chief Financial Officer

3. Matthew W. Cooper

   General Counsel and Corporate Secretary; President, Discover Integration

4. Mark Daniel Mouadeb

   President, Card

5. Frank G. LaPrade, III

   Chief Enterprise Services Officer and Chief of Staff to the CEO

6. Sanjiv Yajnik

   President, Financial Services

How this structure supports the business

Three product-and-customer segments let readers see why card lending dominates the economics while deposits, auto lending and commercial banking support funding and diversification. Compared with the sibling pages for American Express, which is also a card issuer and network, Capital One adds a large retail and commercial bank.

Showing Discover inside the existing segments matches how the company reports, and the named integration leader makes the biggest 2025 change easy to find.

Advantages and disadvantages

Segments mirror the filing, so every revenue figure on the page is checkable.

Shared technology, risk and enterprise teams serve all three segments and do not appear as separate boxes.

Placing the Global Payment Network inside Consumer Banking follows the 10-K.

It is a network business with different economics from deposits, and a reader may expect it to stand alone.

Interesting facts

• Capital One completed the Discover acquisition on May 18, 2025.
• Credit Card net revenue was $39.6 billion of $53.4 billion total in 2025.
• The company reported net income of $2.5 billion in 2025, down from $4.8 billion in 2024.
• The Global Payment Network includes the Discover Network, PULSE, Diners Club International and network partners.
• Capital One agreed in January 2026 to acquire Brex for $5.15 billion in cash and stock.

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Frequently asked questions

What are Capital One's business segments?

Credit Card, Consumer Banking and Commercial Banking, according to its 2025 Form 10-K.

Is Discover a separate segment?

No. Acquired businesses were integrated into or managed as part of the existing segments, and the Global Payment Network sits in Consumer Banking.

Who leads Capital One?

Richard D. Fairbank is Chairman and Chief Executive Officer, and Andrew M. Young is Chief Financial Officer, per the 2026 proxy statement.

Does this chart show employee reporting lines?

No. It groups disclosed businesses and named executives and does not claim unpublished reporting lines.

Use this org chart template

Open the dated Capital One business map in QueryChart and adapt the editable groups to your own organization.

Use this org chart