Lloyds Banking Group Organizational Structure & Org Chart

Lloyds Banking Group organizational chart

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Lloyds Banking Group's reporting structure as of 2025-12. Drag to pan, scroll to zoom — or open it in QueryChart and edit it as your own.

About the company

The 2025 annual report identifies Retail, Commercial Banking, and Insurance, Pensions and Investments as the group's three core divisions. That is the basis of the diagram. Its familiar customer brands cross the divisional presentation and should not be mistaken for the same thing as reporting segments.

The group's brand page says the Halifax brand began changing to Lloyds from July 2026. Halifax therefore remains relevant to the 2025 reporting snapshot but needs a dated note rather than a timeless brand node.

Three reported divisions, separate from the brand family

Retail covers consumer relationships and lending. Commercial Banking serves businesses and corporate or institutional clients. Insurance, Pensions and Investments covers protection, retirement and investment products.

Lloyds Bank, Bank of Scotland, Scottish Widows and Halifax are customer-facing names associated with the group. The chart follows the reported division structure; the brands are described separately to avoid suggesting that each is itself a division or that one brand legally owns another.

How this structure supports the business

A divisional tree answers how the group reports performance, while the brand note answers why customers encounter several banking and retirement names under one parent.

Interesting facts

• The 2025 report presents three core divisions.
• Scottish Widows is a group brand linked to pensions and insurance.
• The Halifax brand started transitioning to Lloyds in 2026.

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